Short Sale Tips

Nothing is as damaging for your credit record as foreclosures. In case you face property foreclosure, you are recommended to take into consideration a short sale to sell your property and avoid foreclosure.

Short sale procedure is not very difficult. There exist 3 stages of short sale process. They include pre-qualification, approval of real estate property or businesses for sale, and sale closing.

Pre-qualification is the stage of coming into contact with the lending institution in case you want to sell your property with the purpose to avoid foreclosure. Usually lending institutions have a special application form. They can fax it or email. This application will give you information on the documents you will have to submit to the lending institution. It will find out whether it is possible to resort to short sale or foreclosure is the only option.

Then you will have to market your property for sale to find a buyer. This may require services of a realtor, advertising property in the newspapers or other publications. After finding a buyer, you will have to submit the contract together with the credentials of a buyer to the lending institution. In case the offer is accepted by the lender, the deal will be sent to a title company. After completion of all the stages your credit record will be better, if you manage to avoid foreclosure.